In little over two hours, Georgia has clocked up more than £800 but she shrugs it off, saying she deserves it . Money expert Alan Steel, of Linlithgow-based Alan Steel Asset Management, urges people to take control of their finances and not be afraid of switching credit providers to get the best rates of interest before paying regular sums off. Get a decent credit card with low interest rates - and you’re an idiot if you have a store card. You can cut credit card debt by transferring the balance to a zero per cent interest credit card and paying off the balance each month. Store card interest rates can be as much as 30 per cent - twice as much as the typical credit card rate. Read More